Let’s prep for

your legacy

together.

Mary Charen Baraya

Life Licensed Advisor

Let’s prep for

your legacy

together.

Mary Charen Baraya

Life Licensed Advisor

Become Financially Ready

Savings & Growth

Combine the power of saving and insurance retirement planning strategies, to grow your wealth exponentially, and enjoy financial freedom.

Life Insurance

From Universal Life, Whole Life, to Term—Don't be afraid. Life Insurance doesn't have to be difficult. I can walk you through the difference between them. We can discuss how much coverage you need and how you and your loved ones can both benefit!

Other Services

Whether it’s Travel, Critical Illness Insurance, or Children’s Education Plan, I can walk you through a full line of personal insurance & registered retirement and tax-free savings accounts that may suit your needs!

Business Protection

Shield your company's growth and financial well-being in the event of business interruption or need for operational support.

Disability Insurance

Secure income protection in the event of disability, and physical limitation to work.

Final Expense Insurance

Pre-plan your final expense costs and give your family the financial support they need in their most vulnerable hour.

Become Financially Ready

Savings & Growth

Combine the power of saving and insurance retirement planning strategies, to grow your wealth exponentially, and enjoy financial freedom.

Life Insurance

From Universal Life, Whole Life, to Term—Don't be afraid. Life Insurance doesn't have to be difficult. I can walk you through the difference between them. We can discuss how much coverage you need and how you and your loved ones can both benefit!

Other Services

Whether it’s Travel, Critical Illness Insurance, or Children’s Education Plan, I can walk you through a full line of personal insurance & registered retirement and tax-free savings accounts that may suit your needs!

Business Protection

Shield your company's growth and financial well-being in the event of business interruption or need for operational support.

Disability Insurance

Secure income protection in the event of disability, and physical limitation to work.

Final Expense Insurance

Pre-plan your final expense costs and give your family the financial support they need in their most vulnerable hour.

Hi, I’m Mary Charen Baraya!

I’m a Life Licensed Advisor based out of our Greatway Office Unit 32-34 - 1600, Steeles Ave West, Concord, Ontario L4K 4M2.

I currently have a Life and Accident & Sickness license in the following jurisdictions: Ontario

  • I’m available to you 7 days a week.

  • I’ll keep you updated annually and bi-annually.

  • We can do your application offline or online.

  • I’m partnered with some of the Best Rated Life Insurance Companies in Canada.

Hi, I’m Mary Charen Baraya!

I’m a Life Licensed Advisor based out of our Greatway Office location at Unit 32-34 - 1600, Steeles Ave West, Concord, Ontario L4K 4M2

I currently have a Life and Accident & Sickness license in the following jurisdictions: Ontario

  • I’m available to you 7 days a week.

  • I’ll keep you updated annually and bi-annually.

  • We can do your application offline or online.

  • I’m partnered with some of the Best Rated Life Insurance Companies in Canada.


To earn more money, I worked a lot of shifts, including overtime and holidays. Though the income was great, I found myself paying more in taxes and ending up with nearly the same amount of money as if I had only worked regular hours. The time I spent working tirelessly for a couple of dollars took away valuable moments I could have spent with my husband and family.

Growing up, I believed that having a high-paying job and a well-known career in the healthcare industry was the only way to find fulfilment in life. To meet expectations, I became a nurse with Perioperative specialization, and even considered pursuing a Doctorate degree.

To earn more money, I worked a lot of shifts, including overtime and holidays. Though the income was great, I found myself paying more in taxes and ending up with nearly the same amount of money as if I had only worked regular hours. The time I spent working tirelessly for a couple of dollars took away valuable moments I could have spent with my husband and family.

I quickly realized that this was not something I could picture myself doing: spending 30-40 years slaving away at work for a fixed amount of money in exchange for time that I could never get back. Time is a luxury that should be spent with loved ones.

Gratefully, I was introduced to Greatway in 2018. Following in the footsteps of my husband, I began working part-time in the business, and Greatway opened new doors for us. The income opportunity enabled me to pay off my student loan debts and live a comfortable life while travelling with our family.


To earn more money, I worked a lot of shifts, including overtime and holidays. Though the income was great, I found myself paying more in taxes and ending up with nearly the same amount of money as if I had only worked regular hours. The time I spent working tirelessly for a couple of dollars took away valuable moments I could have spent with my husband and family.

Growing up, I believed that having a high-paying job and a well-known career in the healthcare industry was the only way to find fulfilment in life. To meet expectations, I became a nurse with Perioperative specialization, and even considered pursuing a Doctorate degree.

To earn more money, I worked a lot of shifts, including overtime and holidays. Though the income was great, I found myself paying more in taxes and ending up with nearly the same amount of money as if I had only worked regular hours. The time I spent working tirelessly for a couple of dollars took away valuable moments I could have spent with my husband and family.

I quickly realized that this was not something I could picture myself doing: spending 30-40 years slaving away at work for a fixed amount of money in exchange for time that I could never get back. Time is a luxury that should be spent with loved ones.

Gratefully, I was introduced to Greatway in 2018. Following in the footsteps of my husband, I began working part-time in the business, and Greatway opened new doors for us. The income opportunity enabled me to pay off my student loan debts and live a comfortable life while travelling with our family.

Any questions? I look

forward to hearing

from you!

I know that your time is sacred, we’ll be in touch soon! You can also visit one of our offices listed below.

We are committed to the highest standard, in terms of client confidentiality. Please be assured that I will never sell or distribute the personal information you provide.

I Consent to Receive SMS Notifications, Alerts & Occasional Marketing Communication from company. You can reply STOP to unsubscribe at any time.

Any questions? I look

forward to hearing

from you!

I know that your time is sacred, we’ll be in touch soon! You can also visit one of our offices listed below.

We are committed to the highest standard, in terms of client confidentiality. Please be assured that I will never sell or distribute the personal information you provide.

I Consent to Receive SMS Notifications, Alerts & Occasional Marketing Communication from company. You can reply STOP to unsubscribe at any time.

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